Director Finance (m/f/d), Frankfurt am Main

Job Description

The Finance Organization drives business value by being a strategic partner in every decision made in support of the Company's success. We bring a powerful combination of financial expertise, a deep understanding of complex analytics, a thorough knowledge of the risk environment, and a commitment to upholding the highest standards of financial integrity.

The International Card Services (ICS) LFO Germany team is a highly respected decision support finance team that works closely with multiple business partners to provide analytical and value-added recommendations that have tangible impact on business decisions, long range strategy and overall growth performance. With numerous stakeholders requiring consultative finance support, the level of exposure and insights to real business challenges and opportunities is high and often demanding.

The Director will lead a team of 2 Finance Managers and will be based in Frankfurt (travel to London will be required). The Team is responsible for reviewing performance of the markets, identifying trends and bringing forward the required decisions to the Germany & Austria Country Manager and acting as the Finance coordination point for all Germany market finance reviews.

Responsibilities

Specific responsibilities will include:

• Providing visibility and financial insights to business partners on country performance and long term plans; ensure we are deploying all funds efficiently, focusing on sustainable growth and value creation. The LFO will coordinate and align with all Finance Business Unit groups.
• Proactively working with the business to identify critical business questions and frame the correct analyses to make decisions.
• Preparing financials for investment lists, optimising for strong ROI and then tracking performance across channels and products, with recommendations for efficiency gains.
• Working with Business Unit Financial Planning & Analysis (BU FP&A) to generate month end performance analytics identifying actions needed to grow volumes & margins.
• Working with BU FP&A to prepare medium and long-term financial outlooks and trends identifying the role that products, channels and capabilities (lending, insurance, Travel and Lifestyle Services) will play to drive growth.
• Preparing financial insight for business changes, product refreshes and developments and commercial negotiations enabling markets to deliver on expectations
• Developing decision science in team with use of SAS, Tableau, & Lumi to drive CM level analysis of marginal P&L, product and investment performance.
• Managing and providing regular coaching and development to a high-performing team of 2 managers, one of them located in London.

Qualifications

• MBA, qualified Accountant, or equivalent professional qualification, with significant tenure (min. 7 years of experience) in Finance Leadership roles.
• Proven experience of leading teams in a complex and multi-stakeholder environment with multiple projects, delegating and developing individuals to maintain a high performing team.
• Exceptional communication skills with ability to translate complex financial analysis into value added recommendations to influence business decision making.
• Desire and ability to challenge the status quo, think differently and be open to learn from failure.
• Influencing and driving action with business partners in multiple locations.
• Ability to build strong relationships across the organisation while using data to influence thinking and working collaboratively to find solutions.
• Proven ability to deal with ambiguity and tackle complex problems with limited direction from leader.
• Knowledge of SQL / SAS data mining tools, strong analytical skillset and ability to use mass data and P&L insights to identify key messages.
• Knowledge of planning, Investment Optimisation and financial modelling (including advance experience with Oracle TM1).
• Commercial negotiation experience.
• Knowledge of the Consumer/Commercial Card business.
• Fluent in German and English
• Knowledge of external competitive environment and industry trends including regulation

Employment eligibility to work with American Express in Germany is required as the company will not pursue visa sponsorship for these positions.

We back our colleagues and their loved ones with benefits and programs that support their holistic well-being. That means we prioritize their physical, financial, and mental health through each stage of life. Benefits include:

• Competitive base salaries
• Bonus incentives
• Support for financial-well-being and retirement
• Flexible work arrangements and schedules with hybrid and virtual options with Amex Flex
• Onsite and online Healthy Living activities, including insightful health and workout webinars, as well as an array of in-person screening opportunities (i.e. skin cancer screening, eye screening, diabetes screening and more!)
• Onsite Healthy Living room for exercise activities or relaxation programs with onsite shower room facility. Relaxation programs include regularly scheduled massages!
• Inclusive and helpful parental perks including first aid rooms for breastfeeding privacy, emergency back-up childcare services and childcare allowance.
• Optional on-site visits from Occupational Doctors for workplace health consultations.
• Free and confidential counselling support through our Healthy Minds program
• Career development and training opportunities

Amex Flex provides flexibility for colleagues to thrive personally and professionally while ensuring we preserve the important benefits of our unique in-person culture. In Germany, we have an agreement with the works council with specific guidelines for Amex Flex. Depending on the role and business needs, colleagues will either work onsite, in a hybrid model or fully virtual.

Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.

About Us

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. From delivering differentiated products to providing world-class customer service, we operate with a strong risk mindset, ensuring we continue to uphold our brand promise of trust, security, and service.

As part of Team Amex, you'll experience our powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.